This topic is intended to make life better and more enjoyable for anyone with any disposable income. I do not believe I can offer much assistance for someone truly living day to day. I also have no intention of providing investment advice. However, these simple tips may make life a little bit easier and are not typically considered by those of us that were brought up in our consumerist culture. I have had a bit more contact with people that were not born here and may be able to give a different outlook.